Pine Tree Insurance Group (“we,” “us,” “our”) operates this website and lead request form. This Policy explains how we collect, use, sell/share, and protect your information when you request ACA/Marketplace insurance quotes.
Note: We do not request HIPAA medical records. We collect contact/quote info you choose to provide so that we and our marketing partners can discuss plan options.
1) Information We Collect
- Contact & Quote Info: name, phone, email, ZIP, date of birth, estimated income, and related details you submit.
- Consent Records: the exact consent text shown, the time you agreed, your IP address, user agent, and page/version identifiers.
- Usage Data: cookies, analytics, and advertising pixels (e.g., Google/Meta).
2) How We Use Information
- Provide quotes, determine eligibility ranges, and connect you with insurance professionals.
- Contact you by call, text, or email with plan options and reminders (with your consent).
- Improve our site/ads, prevent fraud/abuse, and maintain compliance records.
3) Selling/Sharing Your Information
With your express consent, we may sell/share your information with the following categories of recipients so they can contact you about ACA/Marketplace plans:
- Licensed insurance agents and agencies
- Insurance marketing partners and call centers
- Lead buyers/marketplaces and their service providers
Recipients may further share your information as needed to provide services and comply with law. You may opt out of further sales/sharing at any time (see Section 7).
4) TCPA & Marketing Consent
When you check the consent box and click “Get My Quote,” you provide prior express written consent for us and the recipients above to contact you at the phone and email provided with marketing calls, texts, and emails about insurance. Calls/texts may use an autodialer and/or prerecorded messages. Message/data rates may apply. Your consent is not required to obtain services. You may opt out at any time as described below.
5) Cookies & Analytics
We use cookies and similar technologies for operation, analytics, and advertising (e.g., Google Analytics/Ads, Meta Pixel). You can control cookies in your browser settings.
6) Data Security
We use reasonable safeguards, but no method is 100% secure. Do not send sensitive medical or financial account numbers through our form.
7) Your Choices & Opt-Outs
- Texts: reply STOP to end further texts.
- Calls/Emails: contact us at privacy@pinetreeinsurance.com or (207) 555-0134.
- Do Not Sell or Share My Personal Information: email us with the subject “Do Not Sell/Share” and your contact info.
8) U.S. State Privacy Rights
Residents of certain states (e.g., CA, CO, CT, VA, UT) may have rights to access, correct, delete, and to opt out of sale or sharing of personal information. To exercise rights, email us at the address above. We will verify requests and respond as required by law.
9) Children
Our services are for adults 18+.
10) Data Retention
We retain contact and consent records for at least 24 months (often up to 5 years) for compliance and recordkeeping.
11) International Visitors
We operate in the United States for U.S. residents.
12) Changes
We may update this Policy; the effective date will be revised above.
13) Contact
Email: privacy@pinetreeinsurance.com
Phone: (207) 555-0134
Address: Pine Tree Insurance Group, 123 Example Rd, Portland, ME 04101